1. Introduction Welcome to Humbly, The Rich Therapist ("we," "our," "us"). Your privacy is important to us. This policy outlines how we gather, utilize, disclose, and protect your information when you visit our website [insert website URL]. By accessing our website, you acknowledge and accept the terms of this policy.

2. Information We Collect We collect both personal and non-personal information:

Personal Information: This refers to details you voluntarily provide, including your name, email, phone number, and payment details if applicable.
Non-Personal Information: This includes automatically gathered data such as IP addresses, browser types, and website usage statistics via cookies and tracking technologies.

3. How We Use Your Information Your information is used for the following purposes:

To operate and maintain our services
To enhance website performance and user experience
To address customer support inquiries
To process transactions when applicable
To send marketing or promotional materials with your consent
To comply with legal and regulatory obligations

4. Sharing Your Information We do not sell, lease, or distribute your personal information. However, we may share your data with:

Service providers aiding in website operations (e.g., hosting, analytics, payment processing)
Legal authorities when required by law
Business partners with your consent

5. Cookies and Tracking Technologies We utilize cookies and similar technologies to enhance your browsing experience. You may manage or disable cookies through your browser settings.

6. Data Security We implement reasonable security measures to safeguard your data. However, no online transmission is completely secure.

7. Your Rights and Choices Depending on your location, you may have the right to access, modify, delete, or opt out of marketing communications regarding your personal data.

8. Third-Party Links Our website may feature links to external sites. We are not responsible for their privacy practices or content.

9. Updates to This Privacy Policy We may modify this policy periodically. Updates will be posted on this page with a revised effective date.

10. Contact Us If you have questions regarding this Privacy Policy, please reach out to us at [insert contact email].

WEBSITE USAGE TERMS

Access to this website is limited to individuals aged 18 or older with the legal capacity to enter into these terms. By using this site, you confirm that you meet this requirement and agree to these terms. Use of this website by individuals under 18 is unauthorized and considered a violation of these terms.

These terms and conditions may be modified at any time without prior notice. It is the user's responsibility to review them regularly. Continued use of this website constitutes agreement with the updated terms. If you do not agree, please refrain from using our website and its content.

Purchasing a program, product, or service from us entails additional agreements, which will govern in case of discrepancies. Private coaching packages require signing a separate agreement outlining specific terms and conditions.

INTELLECTUAL PROPERTY RIGHTS

All content on this website, including but not limited to website design, text, graphics, images, and other proprietary materials, is the intellectual property of Dr. Byron Coley, LMFT, Founder of Humbly, The Rich Therapist. These materials are legally protected under Federal Intellectual Property Laws.

This includes, but is not limited to, trademarks, copyrighted works, blog posts, program names, branding elements, and any other proprietary content appearing on the website. Any reproduction, distribution, modification, or use of this content without explicit written consent is strictly prohibited.

Unauthorized use of our intellectual property may result in immediate revocation of website access, program participation, or purchased materials, without refund. We reserve the right to take legal action against any infringement or misuse of our content.

REFUND POLICY

For one-on-one sessions: If a client cancels or does not attend a scheduled session, they will not be eligible for a refund but may reschedule.

All other purchases are final and non-refundable.

By agreeing to these terms, the client acknowledges and consents to the recurring monthly charges if applicable to their purchase. If a payment is declined or unsuccessful, access to any purchased course or membership may be suspended until payment issues are resolved.